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From The Collaborative International Dictionary of English v.0.44 [gcide]:
Premium \Pre"mi*um\, noun; pl. {Premiums}. [L. praemium, originally, what one has got before or better than others; prae before + emere to take, buy. See {Redeem}.]
1. A reward or recompense; a prize to be won by being before another, or others, in a competition; reward or prize to be adjudged; a bounty; as, a premium for good behavior or scholarship, for discoveries, etc.
To think it not the necessity, but the premium and privilege of life, to eat and sleep without any regard to glory. --Burke.
The law that obliges parishes to support the poor offers a premium for the encouragement of idleness. --Franklin.
2. Something offered or given for the loan of money; bonus; -- sometimes synonymous with interest, but generally signifying a sum in addition to the capital.
People were tempted to lend, by great premiums and large interest. --Swift.
3. A sum of money paid to underwriters for insurance, or for undertaking to indemnify for losses of any kind.
4. A sum in advance of, or in addition to, the nominal or par value of anything; as, gold was at a premium; he sold his stock at a premium.
From WordNet (r) 2.0 [wn]:
premium
adjective: having or reflecting superior quality or value; "premium gasoline at a premium price"
noun
1: payment for insurance [syn: {insurance premium}]
2: a fee charged for exchanging currencies [syn: {agio}, {agiotage}, {exchange premium}]
3: payment or reward (especially from a government) for acts such as catching criminals or killing predatory animals or enlisting in the military [syn: {bounty}]
From Moby Thesaurus II by Grady Ward, 1.0 [moby-thes]:
146 Moby Thesaurus words for "premium": Trinkgeld, abatement, agio, allowance, appreciation, at a premium, award, bait, bank discount, bank rate, bonus, bonus system, bounty, breakage, bribe, carrot, cash discount, chain discount, charge-off, come-on, compensatory interest, compound interest, concession, consideration, costly, cut, dear, dear-bought, decoration, deduction, depreciation, discount, discount rate, dividend, donative, double time, drawback, exceptional, exorbitant interest, expensive, extra, extra added attraction, extra dash, fancy, fee, filigree, filling, fillip, flourish, freebie, frill, fringe benefit, goad, gratuity, gravy, grease, gross interest, guerdon, high, high-priced, honorarium, importance, in short supply, incentive, incentive pay, incitement, inducement, interest, interest rate, kickback, lagniappe, largess, liberality, lucrative interest, lure, luxurious, meed, mortgage points, net interest, not affordable, of great cost, ornament, overtime pay, padding, palm oil, penal interest, penalty, penalty clause, percentage, perks, perquisite, perquisites, plum, pourboire, price, price of money, price reduction, price-cut, pricey, prize, rare, rate, rate of interest, rebate, rebatement, reduction, refund, regard, reward, rich, rollback, salvage, salve, scant, scanty, scarce, setoff, simple interest, solatium, something extra, sparse, sportula, spur, steep, stiff, stimulus, stock, store, stuffing, sumptuous, superaddition, sweetener, tare, time discount, tip, top, trade discount, tret, trimming, twist, underselling, unpayable, usury, value, wrinkle, write-off
From U.S. Gazetteer (1990) [gazetteer]:
Premium, KY Zip code(s): 41845
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